Call reports 2015
NORTH MILWAUKEE STATE BANK — 2015
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,570,000 | 71,438,000 | 70,544,000 | 67,115,000 |
| Total loans | 49,833,000 | 46,281,000 | 45,003,000 | 41,547,000 |
| Allowance for loan losses | 2,012,000 | 2,832,000 | 3,050,000 | 3,154,000 |
| Securities available for sale | 11,156,000 | 10,495,000 | 10,045,000 | 9,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,846,000 | 64,713,000 | 64,420,000 | 61,493,000 |
| Interest-bearing deposits | 60,637,000 | 56,521,000 | 54,815,000 | 52,812,000 |
| Noninterest-bearing deposits | 10,209,000 | 8,192,000 | 9,605,000 | 8,681,000 |
| Equity capital | 5,520,000 | 4,526,000 | 3,958,000 | 3,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,349,000 | 1,994,000 | 2,603,000 |
| Interest expense | 119,000 | 243,000 | 363,000 | 483,000 |
| Net interest income | 645,000 | 1,106,000 | 1,631,000 | 2,120,000 |
| Noninterest income | 81,000 | 155,000 | 226,000 | 345,000 |
| Noninterest expense | 848,000 | 1,801,000 | 3,039,000 | 4,113,000 |
| Provision for loan losses | 181,000 | 1,274,000 | 1,607,000 | 1,815,000 |
| Pretax income | -303,000 | -1,814,000 | -2,789,000 | -3,463,000 |
| Income tax | -121,000 | -717,000 | -1,102,000 | -1,369,000 |
| Net income | -182,000 | -1,097,000 | -1,687,000 | -2,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,057,000 | 2,505,000 | 1,541,000 | 842,000 |
| Total capital | 4,850,000 | 3,283,000 | 2,280,000 | 1,573,000 |
| Risk-weighted assets | 62,233,000 | 58,988,000 | 55,430,000 | 53,354,000 |