Call reports 2013
NORTH MILWAUKEE STATE BANK — 2013
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,658,000 | 89,698,000 | 86,806,000 | 79,988,000 |
| Total loans | 58,605,000 | 57,800,000 | 58,404,000 | 57,956,000 |
| Allowance for loan losses | 2,476,000 | 2,945,000 | 2,122,000 | 2,555,000 |
| Securities available for sale | 12,749,000 | 12,460,000 | 11,709,000 | 10,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,162,000 | 79,956,000 | 78,479,000 | 71,676,000 |
| Interest-bearing deposits | 67,911,000 | 69,739,000 | 66,606,000 | 62,538,000 |
| Noninterest-bearing deposits | 11,251,000 | 10,217,000 | 11,873,000 | 9,138,000 |
| Equity capital | 6,664,000 | 6,258,000 | 6,326,000 | 6,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,899,000 | 2,833,000 | 3,769,000 |
| Interest expense | 191,000 | 385,000 | 556,000 | 710,000 |
| Net interest income | 760,000 | 1,514,000 | 2,277,000 | 3,059,000 |
| Noninterest income | 86,000 | 122,000 | 270,000 | 721,000 |
| Noninterest expense | 845,000 | 1,682,000 | 2,557,000 | 3,497,000 |
| Provision for loan losses | 102,000 | 676,000 | 792,000 | 1,222,000 |
| Pretax income | -101,000 | -722,000 | -802,000 | -939,000 |
| Income tax | -45,000 | -294,000 | -331,000 | -259,000 |
| Net income | -56,000 | -428,000 | -471,000 | -680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,366,000 | 5,994,000 | 6,149,000 | 5,942,000 |
| Total capital | 7,148,000 | 6,770,000 | 6,922,000 | 6,709,000 |
| Risk-weighted assets | 60,895,000 | 59,880,000 | 60,489,000 | 59,538,000 |