Call reports 2012
NORTH MILWAUKEE STATE BANK — 2012
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,093,000 | 90,997,000 | 91,490,000 | 88,557,000 |
| Total loans | 61,602,000 | 62,020,000 | 61,133,000 | 57,580,000 |
| Allowance for loan losses | 2,511,000 | 2,087,000 | 2,711,000 | 2,374,000 |
| Securities available for sale | 11,483,000 | 10,777,000 | 10,125,000 | 10,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,228,000 | 78,045,000 | 80,102,000 | 77,961,000 |
| Interest-bearing deposits | 69,376,000 | 67,732,000 | 67,941,000 | 66,694,000 |
| Noninterest-bearing deposits | 11,852,000 | 10,313,000 | 12,161,000 | 11,267,000 |
| Equity capital | 7,944,000 | 8,001,000 | 7,581,000 | 6,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,391,000 | 3,349,000 | 4,079,000 |
| Interest expense | 211,000 | 420,000 | 616,000 | 811,000 |
| Net interest income | 1,108,000 | 1,971,000 | 2,733,000 | 3,268,000 |
| Noninterest income | -97,000 | 16,000 | 128,000 | 581,000 |
| Noninterest expense | 836,000 | 1,688,000 | 2,528,000 | 3,491,000 |
| Provision for loan losses | 15,000 | 30,000 | 693,000 | 1,942,000 |
| Pretax income | 160,000 | 269,000 | -360,000 | -1,584,000 |
| Income tax | 55,000 | 90,000 | -140,000 | -605,000 |
| Net income | 105,000 | 179,000 | -220,000 | -979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,652,000 | 7,727,000 | 7,328,000 | 6,421,000 |
| Total capital | 8,443,000 | 8,543,000 | 8,144,000 | 7,200,000 |
| Risk-weighted assets | 61,550,000 | 64,039,000 | 63,374,000 | 60,724,000 |