Call reports 2011
NORTH MILWAUKEE STATE BANK — 2011
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 90,702,000 | 90,523,000 | 91,142,000 | 89,449,000 |
| Total loans | 65,619,000 | 65,188,000 | 64,872,000 | 64,111,000 |
| Allowance for loan losses | 1,246,000 | 827,000 | 1,336,000 | 2,498,000 |
| Securities available for sale | 14,726,000 | 15,252,000 | 14,326,000 | 13,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,874,000 | 77,431,000 | 77,672,000 | 76,684,000 |
| Interest-bearing deposits | 62,554,000 | 63,598,000 | 65,662,000 | 65,531,000 |
| Noninterest-bearing deposits | 15,320,000 | 13,833,000 | 12,010,000 | 11,153,000 |
| Equity capital | 8,325,000 | 8,545,000 | 8,396,000 | 7,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,408,000 | 3,625,000 | 4,644,000 |
| Interest expense | 284,000 | 568,000 | 839,000 | 1,093,000 |
| Net interest income | 864,000 | 1,840,000 | 2,786,000 | 3,551,000 |
| Noninterest income | 104,000 | 185,000 | 255,000 | 830,000 |
| Noninterest expense | 818,000 | 1,699,000 | 2,533,000 | 3,503,000 |
| Provision for loan losses | 15,000 | 40,000 | 550,000 | 1,780,000 |
| Pretax income | 135,000 | 286,000 | -42,000 | -902,000 |
| Income tax | 41,000 | 89,000 | -52,000 | -401,000 |
| Net income | 94,000 | 197,000 | 10,000 | -501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,142,000 | 8,245,000 | 8,059,000 | 7,547,000 |
| Total capital | 8,998,000 | 9,072,000 | 8,898,000 | 8,376,000 |
| Risk-weighted assets | 68,019,000 | 67,761,000 | 66,583,000 | 64,666,000 |