Call reports 2010
NORTH MILWAUKEE STATE BANK — 2010
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 90,069,000 | 90,686,000 | 94,646,000 | 88,837,000 |
| Total loans | 69,820,000 | 70,308,000 | 67,810,000 | 65,824,000 |
| Allowance for loan losses | 853,000 | 926,000 | 1,126,000 | 1,230,000 |
| Securities available for sale | 12,553,000 | 10,967,000 | 10,859,000 | 11,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,007,000 | 79,323,000 | 83,303,000 | 76,997,000 |
| Interest-bearing deposits | 68,703,000 | 69,294,000 | 67,734,000 | 61,644,000 |
| Noninterest-bearing deposits | 10,304,000 | 10,029,000 | 15,569,000 | 15,353,000 |
| Equity capital | 7,900,000 | 8,018,000 | 8,018,000 | 8,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,556,000 | 3,744,000 | 4,905,000 |
| Interest expense | 349,000 | 676,000 | 987,000 | 1,279,000 |
| Net interest income | 925,000 | 1,880,000 | 2,757,000 | 3,626,000 |
| Noninterest income | 91,000 | 189,000 | 280,000 | 966,000 |
| Noninterest expense | 813,000 | 1,595,000 | 2,414,000 | 3,441,000 |
| Provision for loan losses | 10,000 | 121,000 | 380,000 | 487,000 |
| Pretax income | 193,000 | 353,000 | 243,000 | 664,000 |
| Income tax | 57,000 | 111,000 | 54,000 | 213,000 |
| Net income | 136,000 | 242,000 | 189,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,733,000 | 7,840,000 | 7,786,000 | 8,049,000 |
| Total capital | 8,586,000 | 8,766,000 | 8,670,000 | 8,903,000 |
| Risk-weighted assets | 73,297,000 | 75,132,000 | 70,706,000 | 68,119,000 |