Call reports 2008
NORTH MILWAUKEE STATE BANK — 2008
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,815,000 | 86,935,000 | 87,146,000 | 93,790,000 |
| Total loans | 71,020,000 | 72,415,000 | 73,864,000 | 74,003,000 |
| Allowance for loan losses | 1,012,000 | 907,000 | 932,000 | 1,557,000 |
| Securities available for sale | 8,230,000 | 6,841,000 | 8,418,000 | 8,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,637,000 | 71,566,000 | 69,731,000 | 77,117,000 |
| Interest-bearing deposits | 58,854,000 | 63,884,000 | 61,256,000 | 68,295,000 |
| Noninterest-bearing deposits | 8,783,000 | 7,682,000 | 8,475,000 | 8,822,000 |
| Equity capital | 8,191,000 | 8,194,000 | 8,590,000 | 8,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,702,000 | 4,094,000 | 5,503,000 |
| Interest expense | 624,000 | 1,168,000 | 1,690,000 | 2,174,000 |
| Net interest income | 722,000 | 1,534,000 | 2,404,000 | 3,329,000 |
| Noninterest income | 109,000 | 212,000 | 1,000,000 | 1,142,000 |
| Noninterest expense | 723,000 | 1,485,000 | 2,500,000 | 3,436,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 889,000 |
| Pretax income | 87,000 | 219,000 | 841,000 | 146,000 |
| Income tax | 26,000 | 69,000 | 305,000 | 25,000 |
| Net income | 61,000 | 150,000 | 536,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,127,000 | 8,215,000 | 8,602,000 | 8,187,000 |
| Total capital | 8,971,000 | 9,081,000 | 9,519,000 | 9,123,000 |
| Risk-weighted assets | 67,332,000 | 69,255,000 | 73,340,000 | 74,226,000 |