Call reports 2007
NORTH MILWAUKEE STATE BANK — 2007
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,914,000 | 78,816,000 | 82,484,000 | 81,126,000 |
| Total loans | 64,130,000 | 67,647,000 | 68,856,000 | 69,556,000 |
| Allowance for loan losses | 911,000 | 949,000 | 980,000 | 986,000 |
| Securities available for sale | 8,526,000 | 8,341,000 | 8,116,000 | 8,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,433,000 | 65,204,000 | 68,251,000 | 66,286,000 |
| Interest-bearing deposits | 55,070,000 | 56,405,000 | 59,131,000 | 57,154,000 |
| Noninterest-bearing deposits | 11,363,000 | 8,799,000 | 9,120,000 | 9,132,000 |
| Equity capital | 7,488,000 | 7,515,000 | 7,766,000 | 8,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,780,000 | 4,231,000 | 5,642,000 |
| Interest expense | 593,000 | 1,229,000 | 1,906,000 | 2,564,000 |
| Net interest income | 719,000 | 1,551,000 | 2,325,000 | 3,078,000 |
| Noninterest income | 121,000 | 250,000 | 344,000 | 967,000 |
| Noninterest expense | 730,000 | 1,524,000 | 2,265,000 | 3,092,000 |
| Provision for loan losses | 28,000 | 55,000 | 82,000 | 110,000 |
| Pretax income | 82,000 | 222,000 | 322,000 | 843,000 |
| Income tax | 9,000 | 78,000 | 105,000 | 291,000 |
| Net income | 73,000 | 144,000 | 217,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,540,000 | 7,611,000 | 7,750,000 | 8,085,000 |
| Total capital | 8,335,000 | 8,429,000 | 8,599,000 | 8,923,000 |
| Risk-weighted assets | 63,460,000 | 65,249,000 | 67,763,000 | 66,896,000 |