Call reports 2006
NORTH MILWAUKEE STATE BANK — 2006
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 67,413,000 | 74,680,000 | 72,196,000 | 74,993,000 |
| Total loans | 52,202,000 | 56,287,000 | 59,604,000 | 61,426,000 |
| Allowance for loan losses | 838,000 | 876,000 | 900,000 | 876,000 |
| Securities available for sale | 8,554,000 | 9,585,000 | 8,520,000 | 9,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,355,000 | 64,595,000 | 61,918,000 | 61,652,000 |
| Interest-bearing deposits | 48,253,000 | 54,470,000 | 52,976,000 | 51,394,000 |
| Noninterest-bearing deposits | 10,102,000 | 10,125,000 | 8,942,000 | 10,258,000 |
| Equity capital | 5,468,000 | 7,149,000 | 7,304,000 | 7,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,255,000 | 3,514,000 | 4,836,000 |
| Interest expense | 378,000 | 817,000 | 1,336,000 | 1,891,000 |
| Net interest income | 757,000 | 1,438,000 | 2,178,000 | 2,945,000 |
| Noninterest income | 133,000 | 267,000 | 414,000 | 548,000 |
| Noninterest expense | 669,000 | 1,333,000 | 2,022,000 | 2,796,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 75,000 |
| Pretax income | 221,000 | 347,000 | 520,000 | 622,000 |
| Income tax | 79,000 | 121,000 | 181,000 | 213,000 |
| Net income | 142,000 | 226,000 | 339,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,569,000 | 7,284,000 | 7,397,000 | 7,467,000 |
| Total capital | 6,219,000 | 7,996,000 | 8,122,000 | 8,220,000 |
| Risk-weighted assets | 51,812,000 | 56,787,000 | 57,799,000 | 60,088,000 |