Call reports 2005
NORTH MILWAUKEE STATE BANK — 2005
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,562,000 | 64,364,000 | 69,114,000 | 65,904,000 |
| Total loans | 50,298,000 | 53,866,000 | 54,983,000 | 50,225,000 |
| Allowance for loan losses | 870,000 | 901,000 | 934,000 | 954,000 |
| Securities available for sale | 8,411,000 | 8,492,000 | 8,523,000 | 8,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,410,000 | 49,367,000 | 55,868,000 | 56,847,000 |
| Interest-bearing deposits | 41,690,000 | 40,802,000 | 46,265,000 | 47,539,000 |
| Noninterest-bearing deposits | 9,720,000 | 8,565,000 | 9,603,000 | 9,308,000 |
| Equity capital | 5,147,000 | 5,222,000 | 5,326,000 | 5,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,080,000 | 3,226,000 | 4,433,000 |
| Interest expense | 254,000 | 532,000 | 885,000 | 1,278,000 |
| Net interest income | 768,000 | 1,548,000 | 2,341,000 | 3,155,000 |
| Noninterest income | 143,000 | 279,000 | 432,000 | 571,000 |
| Noninterest expense | 683,000 | 1,383,000 | 2,142,000 | 2,850,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 199,000 | 387,000 | 545,000 | 762,000 |
| Income tax | 69,000 | 134,000 | 188,000 | 265,000 |
| Net income | 130,000 | 253,000 | 357,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,200,000 | 5,248,000 | 5,352,000 | 5,427,000 |
| Total capital | 5,821,000 | 5,892,000 | 6,035,000 | 6,061,000 |
| Risk-weighted assets | 49,396,000 | 51,297,000 | 54,369,000 | 50,386,000 |