Call reports 2004
NORTH MILWAUKEE STATE BANK — 2004
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,809,000 | 57,410,000 | 63,771,000 | 63,748,000 |
| Total loans | 42,422,000 | 44,673,000 | 49,768,000 | 49,631,000 |
| Allowance for loan losses | 847,000 | 934,000 | 888,000 | 842,000 |
| Securities available for sale | 8,972,000 | 8,849,000 | 8,158,000 | 8,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,957,000 | 48,478,000 | 50,684,000 | 50,696,000 |
| Interest-bearing deposits | 37,395,000 | 37,493,000 | 40,795,000 | 41,627,000 |
| Noninterest-bearing deposits | 12,562,000 | 10,985,000 | 9,889,000 | 9,069,000 |
| Equity capital | 4,895,000 | 4,843,000 | 5,078,000 | 5,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,755,000 | 2,719,000 | 3,736,000 |
| Interest expense | 149,000 | 310,000 | 499,000 | 726,000 |
| Net interest income | 728,000 | 1,445,000 | 2,220,000 | 3,010,000 |
| Noninterest income | 153,000 | 332,000 | 489,000 | 633,000 |
| Noninterest expense | 687,000 | 1,387,000 | 2,018,000 | 2,761,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 156,000 | 315,000 | 578,000 | 732,000 |
| Income tax | 53,000 | 107,000 | 201,000 | 253,000 |
| Net income | 103,000 | 208,000 | 377,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,785,000 | 4,864,000 | 5,033,000 | 5,070,000 |
| Total capital | 5,335,000 | 5,443,000 | 5,645,000 | 5,695,000 |
| Risk-weighted assets | 43,705,000 | 45,980,000 | 48,652,000 | 49,801,000 |