Call reports 2002
NORTH MILWAUKEE STATE BANK — 2002
What NORTH MILWAUKEE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,449,000 | 55,327,000 | 55,683,000 | 52,508,000 |
| Total loans | 31,992,000 | 34,697,000 | 35,870,000 | 37,047,000 |
| Allowance for loan losses | 444,000 | 523,000 | 644,000 | 629,000 |
| Securities available for sale | 10,109,000 | 9,000,000 | 10,351,000 | 12,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,131,000 | 47,890,000 | 48,060,000 | 44,914,000 |
| Interest-bearing deposits | 29,351,000 | 31,910,000 | 35,690,000 | 33,022,000 |
| Noninterest-bearing deposits | 14,780,000 | 15,980,000 | 12,370,000 | 11,892,000 |
| Equity capital | 4,464,000 | 4,550,000 | 4,700,000 | 4,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,693,000 | 2,547,000 | 3,449,000 |
| Interest expense | 217,000 | 419,000 | 618,000 | 816,000 |
| Net interest income | 623,000 | 1,274,000 | 1,929,000 | 2,633,000 |
| Noninterest income | 131,000 | 269,000 | 429,000 | 587,000 |
| Noninterest expense | 609,000 | 1,207,000 | 1,829,000 | 2,424,000 |
| Provision for loan losses | 43,000 | 95,000 | 134,000 | 221,000 |
| Pretax income | 102,000 | 241,000 | 395,000 | 575,000 |
| Income tax | 26,000 | 57,000 | 93,000 | 155,000 |
| Net income | 76,000 | 184,000 | 302,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,392,000 | 4,403,000 | 4,521,000 | 4,574,000 |
| Total capital | 4,836,000 | 4,868,000 | 4,998,000 | 5,062,000 |
| Risk-weighted assets | 38,416,000 | 37,106,000 | 38,011,000 | 38,899,000 |