Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 277,318,000 | 276,418,000 | 287,687,000 | 289,737,000 |
| Total loans | 134,323,000 | 141,515,000 | 153,259,000 | 154,068,000 |
| Allowance for loan losses | 2,252,000 | 2,295,000 | 2,420,000 | 2,757,000 |
| Securities available for sale | 87,864,000 | 100,163,000 | 98,069,000 | 102,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,274,000 | 239,073,000 | 248,292,000 | 249,769,000 |
| Interest-bearing deposits | 180,380,000 | 185,653,000 | 187,626,000 | 193,945,000 |
| Noninterest-bearing deposits | 60,894,000 | 53,420,000 | 60,666,000 | 55,824,000 |
| Equity capital | 33,541,000 | 34,760,000 | 36,746,000 | 37,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,911,000 | 8,025,000 | 12,330,000 | 16,650,000 |
| Interest expense | 1,231,000 | 2,499,000 | 3,771,000 | 5,030,000 |
| Net interest income | 2,680,000 | 5,526,000 | 8,559,000 | 11,620,000 |
| Noninterest income | 349,000 | 721,000 | 1,067,000 | 1,477,000 |
| Noninterest expense | 1,391,000 | 2,779,000 | 4,246,000 | 5,840,000 |
| Provision for loan losses | 65,000 | 120,000 | 275,000 | 615,000 |
| Pretax income | 1,563,000 | 3,268,000 | 5,005,000 | 6,401,000 |
| Income tax | 397,000 | 833,000 | 1,270,000 | 1,498,000 |
| Net income | 1,166,000 | 2,435,000 | 3,735,000 | 4,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,549,000 | 37,568,000 | 38,618,000 | 38,825,000 |