Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 229,331,000 | 243,415,000 | 253,820,000 | 265,242,000 |
| Total loans | 119,000,000 | 121,512,000 | 127,229,000 | 133,016,000 |
| Allowance for loan losses | 1,935,000 | 1,979,000 | 2,027,000 | 2,189,000 |
| Securities available for sale | 79,932,000 | 87,228,000 | 78,207,000 | 97,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,352,000 | 210,404,000 | 218,379,000 | 231,245,000 |
| Interest-bearing deposits | 151,847,000 | 160,844,000 | 166,311,000 | 177,035,000 |
| Noninterest-bearing deposits | 45,505,000 | 49,560,000 | 52,068,000 | 54,210,000 |
| Equity capital | 29,610,000 | 30,595,000 | 32,978,000 | 31,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,209,000 | 6,638,000 | 10,370,000 | 14,184,000 |
| Interest expense | 969,000 | 2,057,000 | 3,265,000 | 4,505,000 |
| Net interest income | 2,240,000 | 4,581,000 | 7,105,000 | 9,679,000 |
| Noninterest income | 323,000 | 650,000 | 1,003,000 | 1,354,000 |
| Noninterest expense | 1,246,000 | 2,517,000 | 3,827,000 | 5,268,000 |
| Provision for loan losses | 50,000 | 100,000 | 155,000 | 325,000 |
| Pretax income | 1,264,000 | 2,584,000 | 4,082,000 | 5,296,000 |
| Income tax | 322,000 | 655,000 | 1,041,000 | 1,249,000 |
| Net income | 942,000 | 1,929,000 | 3,041,000 | 4,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,433,000 | 34,171,000 | 35,281,000 | 35,382,000 |