Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 202,850,000 | 215,595,000 | 217,461,000 | 226,171,000 |
| Total loans | 95,712,000 | 102,092,000 | 109,622,000 | 118,310,000 |
| Allowance for loan losses | 1,683,000 | 1,721,000 | 1,744,000 | 1,887,000 |
| Securities available for sale | 81,828,000 | 79,512,000 | 79,292,000 | 73,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,853,000 | 186,396,000 | 188,500,000 | 195,172,000 |
| Interest-bearing deposits | 130,153,000 | 136,081,000 | 141,183,000 | 148,525,000 |
| Noninterest-bearing deposits | 45,700,000 | 50,315,000 | 47,317,000 | 46,647,000 |
| Equity capital | 26,262,000 | 26,891,000 | 26,597,000 | 28,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,846,000 | 7,625,000 | 10,689,000 |
| Interest expense | 429,000 | 991,000 | 1,702,000 | 2,561,000 |
| Net interest income | 1,863,000 | 3,855,000 | 5,923,000 | 8,128,000 |
| Noninterest income | 291,000 | 629,000 | 952,000 | 1,301,000 |
| Noninterest expense | 884,000 | 1,930,000 | 3,125,000 | 4,476,000 |
| Provision for loan losses | -135,000 | 87,000 | 120,000 | 245,000 |
| Pretax income | 1,240,000 | 2,474,000 | 3,604,000 | 4,462,000 |
| Income tax | 314,000 | 630,000 | 917,000 | 985,000 |
| Net income | 926,000 | 1,844,000 | 2,687,000 | 3,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,827,000 | 31,745,000 | 32,589,000 | 32,491,000 |