Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 202,815,000 | 206,220,000 | 204,720,000 | 203,697,000 |
| Total loans | 89,439,000 | 90,798,000 | 93,438,000 | 93,228,000 |
| Allowance for loan losses | 1,756,000 | 1,767,000 | 1,788,000 | 1,833,000 |
| Securities available for sale | 81,089,000 | 82,545,000 | 83,041,000 | 83,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,877,000 | 180,660,000 | 180,621,000 | 178,689,000 |
| Interest-bearing deposits | 123,237,000 | 128,851,000 | 127,636,000 | 130,874,000 |
| Noninterest-bearing deposits | 52,640,000 | 51,809,000 | 52,985,000 | 47,815,000 |
| Equity capital | 26,520,000 | 25,102,000 | 23,580,000 | 24,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,303,000 | 5,278,000 | 7,457,000 |
| Interest expense | 53,000 | 106,000 | 232,000 | 536,000 |
| Net interest income | 1,548,000 | 3,197,000 | 5,046,000 | 6,921,000 |
| Noninterest income | 311,000 | 612,000 | 939,000 | 1,252,000 |
| Noninterest expense | 776,000 | 1,592,000 | 2,433,000 | 3,386,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 120,000 |
| Pretax income | 1,063,000 | 2,043,000 | 3,252,000 | 4,212,000 |
| Income tax | 263,000 | 497,000 | 796,000 | 952,000 |
| Net income | 800,000 | 1,546,000 | 2,456,000 | 3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,854,000 | 29,400,000 | 29,861,000 | 29,902,000 |