Call reports 2021
PEOPLES BANK — 2021
What PEOPLES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,107,000 | 191,675,000 | 193,628,000 | 204,593,000 |
| Total loans | 93,550,000 | 92,837,000 | 94,619,000 | 93,516,000 |
| Allowance for loan losses | 1,584,000 | 1,633,000 | 1,676,000 | 1,743,000 |
| Securities available for sale | 64,950,000 | 69,843,000 | 70,703,000 | 72,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,594,000 | 162,309,000 | 163,864,000 | 175,354,000 |
| Interest-bearing deposits | 115,659,000 | 120,194,000 | 120,903,000 | 124,827,000 |
| Noninterest-bearing deposits | 39,935,000 | 42,115,000 | 42,961,000 | 50,527,000 |
| Equity capital | 27,613,000 | 28,528,000 | 29,055,000 | 28,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,262,000 | 4,977,000 | 6,564,000 |
| Interest expense | 80,000 | 153,000 | 218,000 | 278,000 |
| Net interest income | 1,474,000 | 3,109,000 | 4,759,000 | 6,286,000 |
| Noninterest income | 270,000 | 564,000 | 914,000 | 1,230,000 |
| Noninterest expense | 763,000 | 1,568,000 | 2,401,000 | 3,254,000 |
| Provision for loan losses | 40,000 | 90,000 | 140,000 | 210,000 |
| Pretax income | 941,000 | 2,015,000 | 3,132,000 | 4,052,000 |
| Income tax | 228,000 | 491,000 | 764,000 | 845,000 |
| Net income | 713,000 | 1,524,000 | 2,368,000 | 3,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,751,000 | 27,362,000 | 28,005,000 | 28,053,000 |