Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 164,565,000 | 181,747,000 | 179,874,000 | 182,041,000 |
| Total loans | 89,856,000 | 98,766,000 | 97,677,000 | 93,581,000 |
| Allowance for loan losses | 1,363,000 | 1,420,000 | 1,452,000 | 1,537,000 |
| Securities available for sale | 52,390,000 | 56,987,000 | 57,357,000 | 63,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,223,000 | 154,641,000 | 151,963,000 | 154,034,000 |
| Interest-bearing deposits | 109,752,000 | 113,430,000 | 114,662,000 | 117,278,000 |
| Noninterest-bearing deposits | 29,471,000 | 41,211,000 | 37,301,000 | 36,756,000 |
| Equity capital | 24,769,000 | 26,448,000 | 27,307,000 | 27,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,793,000 | 5,463,000 | 7,064,000 |
| Interest expense | 233,000 | 382,000 | 497,000 | 599,000 |
| Net interest income | 1,471,000 | 3,411,000 | 4,966,000 | 6,465,000 |
| Noninterest income | 225,000 | 444,000 | 708,000 | 1,027,000 |
| Noninterest expense | 714,000 | 1,527,000 | 2,348,000 | 3,275,000 |
| Provision for loan losses | 45,000 | 100,000 | 135,000 | 225,000 |
| Pretax income | 937,000 | 2,228,000 | 3,191,000 | 3,992,000 |
| Income tax | 219,000 | 521,000 | 750,000 | 905,000 |
| Net income | 718,000 | 1,707,000 | 2,441,000 | 3,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,604,000 | 25,392,000 | 26,127,000 | 26,038,000 |