Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 155,676,000 | 160,931,000 | 169,228,000 | 168,509,000 |
| Total loans | 82,120,000 | 82,306,000 | 84,976,000 | 86,794,000 |
| Allowance for loan losses | 1,204,000 | 1,237,000 | 1,261,000 | 1,320,000 |
| Securities available for sale | 55,814,000 | 52,636,000 | 51,310,000 | 46,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,814,000 | 137,089,000 | 144,574,000 | 144,066,000 |
| Interest-bearing deposits | 102,255,000 | 106,786,000 | 113,211,000 | 112,650,000 |
| Noninterest-bearing deposits | 30,559,000 | 30,303,000 | 31,363,000 | 31,416,000 |
| Equity capital | 22,342,000 | 23,454,000 | 24,243,000 | 24,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,341,000 | 5,080,000 | 6,834,000 |
| Interest expense | 226,000 | 492,000 | 760,000 | 1,036,000 |
| Net interest income | 1,404,000 | 2,849,000 | 4,320,000 | 5,798,000 |
| Noninterest income | 242,000 | 505,000 | 748,000 | 1,023,000 |
| Noninterest expense | 678,000 | 1,387,000 | 2,118,000 | 2,956,000 |
| Provision for loan losses | 60,000 | 110,000 | 150,000 | 220,000 |
| Pretax income | 908,000 | 1,867,000 | 2,810,000 | 3,655,000 |
| Income tax | 201,000 | 419,000 | 631,000 | 816,000 |
| Net income | 707,000 | 1,448,000 | 2,179,000 | 2,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,510,000 | 23,252,000 | 23,932,000 | 23,886,000 |
| Total capital | 23,714,000 | 24,489,000 | 25,193,000 | 25,206,000 |
| Risk-weighted assets | 100,842,000 | 102,417,000 | 106,037,000 | 106,492,000 |