Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,997,000 | 157,773,000 | 155,102,000 | 155,146,000 |
| Total loans | 72,105,000 | 70,860,000 | 72,486,000 | 78,959,000 |
| Allowance for loan losses | 1,113,000 | 1,108,000 | 1,102,000 | 1,176,000 |
| Securities available for sale | 56,382,000 | 59,385,000 | 60,454,000 | 59,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,946,000 | 136,359,000 | 133,403,000 | 133,285,000 |
| Interest-bearing deposits | 104,650,000 | 108,417,000 | 103,494,000 | 103,327,000 |
| Noninterest-bearing deposits | 27,296,000 | 27,942,000 | 29,909,000 | 29,958,000 |
| Equity capital | 20,382,000 | 21,069,000 | 21,303,000 | 21,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,373,000 | 2,812,000 | 4,307,000 | 5,898,000 |
| Interest expense | 126,000 | 274,000 | 439,000 | 616,000 |
| Net interest income | 1,247,000 | 2,538,000 | 3,868,000 | 5,282,000 |
| Noninterest income | 217,000 | 474,000 | 702,000 | 955,000 |
| Noninterest expense | 630,000 | 1,309,000 | 2,059,000 | 2,775,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 110,000 |
| Pretax income | 804,000 | 1,673,000 | 2,477,000 | 3,348,000 |
| Income tax | 179,000 | 373,000 | 555,000 | 710,000 |
| Net income | 625,000 | 1,300,000 | 1,922,000 | 2,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,019,000 | 21,694,000 | 22,116,000 | 22,153,000 |
| Total capital | 22,119,000 | 22,802,000 | 23,218,000 | 23,329,000 |
| Risk-weighted assets | 87,965,000 | 92,417,000 | 94,122,000 | 99,170,000 |