Call reports 2017
PEOPLES BANK — 2017
What PEOPLES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,910,000 | 152,006,000 | 150,623,000 | 154,254,000 |
| Total loans | 72,851,000 | 71,939,000 | 71,487,000 | 73,619,000 |
| Allowance for loan losses | 1,090,000 | 1,106,000 | 1,110,000 | 1,090,000 |
| Securities available for sale | 57,100,000 | 58,536,000 | 58,784,000 | 57,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,733,000 | 131,289,000 | 129,551,000 | 133,751,000 |
| Interest-bearing deposits | 105,022,000 | 106,753,000 | 104,281,000 | 105,011,000 |
| Noninterest-bearing deposits | 24,711,000 | 24,536,000 | 25,270,000 | 28,740,000 |
| Equity capital | 19,646,000 | 20,277,000 | 20,619,000 | 20,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,606,000 | 3,955,000 | 5,338,000 |
| Interest expense | 94,000 | 190,000 | 288,000 | 389,000 |
| Net interest income | 1,194,000 | 2,416,000 | 3,667,000 | 4,949,000 |
| Noninterest income | 239,000 | 513,000 | 779,000 | 1,023,000 |
| Noninterest expense | 647,000 | 1,350,000 | 2,056,000 | 2,848,000 |
| Provision for loan losses | 20,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 766,000 | 1,549,000 | 2,350,000 | 3,091,000 |
| Income tax | 266,000 | 541,000 | 825,000 | 991,000 |
| Net income | 500,000 | 1,008,000 | 1,525,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,859,000 | 20,217,000 | 20,584,000 | 20,594,000 |
| Total capital | 20,949,000 | 21,306,000 | 21,671,000 | 21,684,000 |
| Risk-weighted assets | 88,437,000 | 87,112,000 | 86,877,000 | 89,325,000 |