Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,839,000 | 137,635,000 | 136,447,000 | 148,304,000 |
| Total loans | 69,099,000 | 69,011,000 | 69,082,000 | 72,527,000 |
| Allowance for loan losses | 1,055,000 | 1,052,000 | 1,055,000 | 1,077,000 |
| Securities available for sale | 46,413,000 | 49,131,000 | 46,565,000 | 57,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,402,000 | 117,932,000 | 116,527,000 | 128,600,000 |
| Interest-bearing deposits | 93,855,000 | 96,835,000 | 94,126,000 | 105,804,000 |
| Noninterest-bearing deposits | 22,547,000 | 21,097,000 | 22,401,000 | 22,796,000 |
| Equity capital | 18,941,000 | 19,357,000 | 19,578,000 | 18,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,372,000 | 3,556,000 | 4,789,000 |
| Interest expense | 88,000 | 178,000 | 267,000 | 359,000 |
| Net interest income | 1,112,000 | 2,194,000 | 3,289,000 | 4,430,000 |
| Noninterest income | 209,000 | 458,000 | 687,000 | 917,000 |
| Noninterest expense | 631,000 | 1,275,000 | 1,916,000 | 2,599,000 |
| Provision for loan losses | 35,000 | 55,000 | 65,000 | 95,000 |
| Pretax income | 672,000 | 1,339,000 | 2,014,000 | 2,672,000 |
| Income tax | 235,000 | 468,000 | 703,000 | 825,000 |
| Net income | 437,000 | 871,000 | 1,311,000 | 1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,788,000 | 19,071,000 | 19,360,000 | 19,360,000 |
| Total capital | 19,795,000 | 20,080,000 | 20,359,000 | 20,437,000 |
| Risk-weighted assets | 80,502,000 | 80,657,000 | 79,870,000 | 86,508,000 |