Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,657,000 | 126,226,000 | 133,228,000 | 131,978,000 |
| Total loans | 66,149,000 | 67,153,000 | 66,127,000 | 67,831,000 |
| Allowance for loan losses | 988,000 | 1,004,000 | 1,004,000 | 1,024,000 |
| Securities available for sale | 39,412,000 | 40,251,000 | 39,689,000 | 46,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,247,000 | 107,797,000 | 114,273,000 | 113,276,000 |
| Interest-bearing deposits | 64,545,000 | 65,795,000 | 70,102,000 | 67,507,000 |
| Noninterest-bearing deposits | 38,702,000 | 42,002,000 | 44,171,000 | 45,769,000 |
| Equity capital | 17,943,000 | 18,117,000 | 18,628,000 | 18,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,107,000 | 2,226,000 | 3,370,000 | 4,532,000 |
| Interest expense | 81,000 | 165,000 | 250,000 | 339,000 |
| Net interest income | 1,026,000 | 2,061,000 | 3,120,000 | 4,193,000 |
| Noninterest income | 218,000 | 467,000 | 702,000 | 932,000 |
| Noninterest expense | 602,000 | 1,240,000 | 1,870,000 | 2,496,000 |
| Provision for loan losses | 30,000 | 50,000 | 60,000 | 90,000 |
| Pretax income | 612,000 | 1,238,000 | 1,892,000 | 2,539,000 |
| Income tax | 213,000 | 433,000 | 660,000 | 801,000 |
| Net income | 399,000 | 805,000 | 1,232,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,732,000 | 18,038,000 | 18,464,000 | 18,351,000 |
| Total capital | 18,656,000 | 18,998,000 | 19,433,000 | 19,337,000 |
| Risk-weighted assets | 73,882,000 | 76,845,000 | 77,477,000 | 78,809,000 |