Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,967,000 | 110,424,000 | 110,035,000 | 113,554,000 |
| Total loans | 57,307,000 | 55,825,000 | 56,870,000 | 61,898,000 |
| Allowance for loan losses | 913,000 | 923,000 | 929,000 | 930,000 |
| Securities available for sale | 42,373,000 | 44,577,000 | 44,598,000 | 43,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,415,000 | 94,444,000 | 93,447,000 | 96,674,000 |
| Interest-bearing deposits | 58,030,000 | 58,512,000 | 60,826,000 | 61,776,000 |
| Noninterest-bearing deposits | 35,385,000 | 35,932,000 | 32,621,000 | 34,898,000 |
| Equity capital | 15,934,000 | 15,787,000 | 16,346,000 | 16,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,190,000 | 3,268,000 | 4,393,000 |
| Interest expense | 84,000 | 167,000 | 249,000 | 329,000 |
| Net interest income | 1,020,000 | 2,023,000 | 3,019,000 | 4,064,000 |
| Noninterest income | 138,000 | 433,000 | 582,000 | 738,000 |
| Noninterest expense | 587,000 | 1,173,000 | 1,739,000 | 2,342,000 |
| Provision for loan losses | 0 | 10,000 | 15,000 | 35,000 |
| Pretax income | 571,000 | 1,273,000 | 1,847,000 | 2,425,000 |
| Income tax | 195,000 | 448,000 | 651,000 | 780,000 |
| Net income | 376,000 | 825,000 | 1,196,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,523,000 | 15,971,000 | 16,342,000 | 16,282,000 |
| Total capital | 16,354,000 | 16,783,000 | 17,157,000 | 17,158,000 |
| Risk-weighted assets | 66,419,000 | 64,826,000 | 65,069,000 | 70,017,000 |