Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,980,000 | 113,313,000 | 109,099,000 | 110,451,000 |
| Total loans | 59,627,000 | 59,834,000 | 57,224,000 | 57,487,000 |
| Allowance for loan losses | 899,000 | 909,000 | 900,000 | 913,000 |
| Securities available for sale | 31,955,000 | 31,499,000 | 30,940,000 | 43,230,000 |
| Securities held to maturity | 12,038,000 | 11,173,000 | 13,031,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,470,000 | 97,634,000 | 93,007,000 | 94,460,000 |
| Interest-bearing deposits | 59,724,000 | 59,372,000 | 58,151,000 | 57,781,000 |
| Noninterest-bearing deposits | 36,746,000 | 38,262,000 | 34,856,000 | 36,679,000 |
| Equity capital | 14,804,000 | 15,192,000 | 15,624,000 | 15,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,433,000 | 3,621,000 | 4,791,000 |
| Interest expense | 121,000 | 226,000 | 317,000 | 402,000 |
| Net interest income | 1,101,000 | 2,207,000 | 3,304,000 | 4,389,000 |
| Noninterest income | 137,000 | 281,000 | 426,000 | 581,000 |
| Noninterest expense | 603,000 | 1,210,000 | 1,811,000 | 2,444,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 65,000 |
| Pretax income | 615,000 | 1,248,000 | 1,889,000 | 2,461,000 |
| Income tax | 216,000 | 440,000 | 665,000 | 813,000 |
| Net income | 399,000 | 808,000 | 1,224,000 | 1,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,407,000 | 14,817,000 | 15,231,000 | 15,147,000 |
| Total capital | 15,264,000 | 15,680,000 | 16,057,000 | 15,974,000 |
| Risk-weighted assets | 68,517,000 | 68,993,000 | 65,967,000 | 66,143,000 |