Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,299,000 | 115,340,000 | 113,909,000 | 114,131,000 |
| Total loans | 57,528,000 | 59,618,000 | 57,402,000 | 59,314,000 |
| Allowance for loan losses | 793,000 | 829,000 | 839,000 | 880,000 |
| Securities available for sale | 31,896,000 | 35,042,000 | 34,145,000 | 34,597,000 |
| Securities held to maturity | 9,826,000 | 10,335,000 | 10,644,000 | 12,388,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,327,000 | 100,669,000 | 98,889,000 | 98,885,000 |
| Interest-bearing deposits | 64,245,000 | 62,676,000 | 63,213,000 | 62,880,000 |
| Noninterest-bearing deposits | 34,082,000 | 37,993,000 | 35,676,000 | 36,005,000 |
| Equity capital | 13,383,000 | 14,039,000 | 14,360,000 | 14,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,466,000 | 3,669,000 | 4,911,000 |
| Interest expense | 201,000 | 385,000 | 550,000 | 701,000 |
| Net interest income | 1,015,000 | 2,081,000 | 3,119,000 | 4,210,000 |
| Noninterest income | 146,000 | 273,000 | 411,000 | 556,000 |
| Noninterest expense | 593,000 | 1,209,000 | 1,799,000 | 2,499,000 |
| Provision for loan losses | 35,000 | 65,000 | 98,000 | 114,000 |
| Pretax income | 533,000 | 1,080,000 | 1,633,000 | 2,153,000 |
| Income tax | 187,000 | 379,000 | 570,000 | 687,000 |
| Net income | 346,000 | 701,000 | 1,063,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,283,000 | 13,638,000 | 13,999,000 | 14,007,000 |
| Total capital | 14,076,000 | 14,467,000 | 14,838,000 | 14,872,000 |
| Risk-weighted assets | 68,130,000 | 69,918,000 | 67,878,000 | 69,146,000 |