Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,301,000 | 104,245,000 | 108,542,000 | 111,726,000 |
| Total loans | 52,819,000 | 52,336,000 | 54,493,000 | 56,177,000 |
| Allowance for loan losses | 760,000 | 768,000 | 794,000 | 800,000 |
| Securities available for sale | 24,908,000 | 28,679,000 | 32,212,000 | 33,810,000 |
| Securities held to maturity | 6,351,000 | 7,247,000 | 8,248,000 | 9,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,522,000 | 90,942,000 | 94,721,000 | 97,883,000 |
| Interest-bearing deposits | 62,510,000 | 63,133,000 | 62,915,000 | 64,504,000 |
| Noninterest-bearing deposits | 26,012,000 | 27,809,000 | 31,806,000 | 33,379,000 |
| Equity capital | 12,316,000 | 12,802,000 | 13,311,000 | 13,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,388,000 | 3,600,000 | 4,831,000 |
| Interest expense | 265,000 | 511,000 | 739,000 | 963,000 |
| Net interest income | 927,000 | 1,877,000 | 2,861,000 | 3,868,000 |
| Noninterest income | 114,000 | 250,000 | 392,000 | 526,000 |
| Noninterest expense | 563,000 | 1,121,000 | 1,671,000 | 2,246,000 |
| Provision for loan losses | 15,000 | 45,000 | 70,000 | 108,000 |
| Pretax income | 463,000 | 961,000 | 1,512,000 | 2,040,000 |
| Income tax | 162,000 | 335,000 | 530,000 | 672,000 |
| Net income | 301,000 | 626,000 | 982,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,210,000 | 12,534,000 | 12,889,000 | 12,937,000 |
| Total capital | 12,970,000 | 13,302,000 | 13,683,000 | 13,737,000 |
| Risk-weighted assets | 63,066,000 | 62,883,000 | 65,440,000 | 67,264,000 |