Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,233,000 | 95,798,000 | 95,977,000 | 98,956,000 |
| Total loans | 49,860,000 | 50,837,000 | 51,760,000 | 53,403,000 |
| Allowance for loan losses | 721,000 | 738,000 | 718,000 | 747,000 |
| Securities available for sale | 24,021,000 | 24,123,000 | 24,924,000 | 24,875,000 |
| Securities held to maturity | 449,000 | 449,000 | 3,258,000 | 6,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,391,000 | 83,931,000 | 83,625,000 | 86,135,000 |
| Interest-bearing deposits | 72,052,000 | 75,960,000 | 61,698,000 | 61,774,000 |
| Noninterest-bearing deposits | 7,339,000 | 7,971,000 | 21,927,000 | 24,361,000 |
| Equity capital | 11,371,000 | 11,472,000 | 11,951,000 | 12,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,387,000 | 3,636,000 | 4,877,000 |
| Interest expense | 324,000 | 645,000 | 948,000 | 1,244,000 |
| Net interest income | 847,000 | 1,742,000 | 2,688,000 | 3,633,000 |
| Noninterest income | 132,000 | 248,000 | 391,000 | 516,000 |
| Noninterest expense | 500,000 | 1,010,000 | 1,591,000 | 2,176,000 |
| Provision for loan losses | 25,000 | 55,000 | 85,000 | 140,000 |
| Pretax income | 454,000 | 925,000 | 1,403,000 | 1,833,000 |
| Income tax | 149,000 | 314,000 | 482,000 | 610,000 |
| Net income | 305,000 | 611,000 | 921,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,043,000 | 11,350,000 | 11,659,000 | 11,908,000 |
| Total capital | 11,764,000 | 12,088,000 | 12,377,000 | 12,655,000 |
| Risk-weighted assets | 58,886,000 | 60,595,000 | 61,162,000 | 63,230,000 |