Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 84,641,000 | 86,182,000 | 84,346,000 | 86,413,000 |
| Total loans | 43,939,000 | 44,334,000 | 45,039,000 | 47,864,000 |
| Allowance for loan losses | 655,000 | 663,000 | 672,000 | 695,000 |
| Securities available for sale | 29,649,000 | 30,721,000 | 29,749,000 | 23,383,000 |
| Securities held to maturity | 125,000 | 125,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,752,000 | 75,715,000 | 73,540,000 | 74,981,000 |
| Interest-bearing deposits | 66,085,000 | 67,763,000 | 65,565,000 | 66,778,000 |
| Noninterest-bearing deposits | 7,667,000 | 7,952,000 | 7,975,000 | 8,203,000 |
| Equity capital | 10,310,000 | 10,073,000 | 10,422,000 | 10,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,523,000 | 3,723,000 | 4,899,000 |
| Interest expense | 545,000 | 978,000 | 1,348,000 | 1,695,000 |
| Net interest income | 764,000 | 1,545,000 | 2,375,000 | 3,204,000 |
| Noninterest income | 101,000 | 196,000 | 305,000 | 420,000 |
| Noninterest expense | 428,000 | 885,000 | 1,373,000 | 1,876,000 |
| Provision for loan losses | 30,000 | 35,000 | 45,000 | 90,000 |
| Pretax income | 407,000 | 821,000 | 1,262,000 | 1,658,000 |
| Income tax | 142,000 | 285,000 | 440,000 | 561,000 |
| Net income | 265,000 | 536,000 | 822,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,116,000 | 10,386,000 | 10,673,000 | 10,737,000 |
| Total capital | 10,771,000 | 11,049,000 | 11,345,000 | 11,432,000 |
| Risk-weighted assets | 53,709,000 | 55,025,000 | 54,600,000 | 56,677,000 |