Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,763,000 | 81,799,000 | 81,449,000 | 83,112,000 |
| Total loans | 41,808,000 | 42,426,000 | 43,787,000 | 45,461,000 |
| Allowance for loan losses | 685,000 | 667,000 | 669,000 | 655,000 |
| Securities available for sale | 30,444,000 | 27,690,000 | 27,760,000 | 30,181,000 |
| Securities held to maturity | 125,000 | 125,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,220,000 | 72,322,000 | 71,685,000 | 72,769,000 |
| Interest-bearing deposits | 61,730,000 | 62,519,000 | 62,458,000 | 65,046,000 |
| Noninterest-bearing deposits | 8,490,000 | 9,803,000 | 9,227,000 | 7,723,000 |
| Equity capital | 9,091,000 | 9,062,000 | 9,423,000 | 9,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,730,000 | 4,140,000 | 5,536,000 |
| Interest expense | 610,000 | 1,243,000 | 1,906,000 | 2,535,000 |
| Net interest income | 744,000 | 1,487,000 | 2,234,000 | 3,001,000 |
| Noninterest income | 85,000 | 175,000 | 279,000 | 393,000 |
| Noninterest expense | 369,000 | 773,000 | 1,207,000 | 1,633,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 460,000 | 889,000 | 1,286,000 | 1,711,000 |
| Income tax | 162,000 | 313,000 | 462,000 | 599,000 |
| Net income | 298,000 | 576,000 | 824,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,264,000 | 9,543,000 | 9,789,000 | 9,894,000 |
| Total capital | 9,900,000 | 10,192,000 | 10,450,000 | 10,549,000 |
| Risk-weighted assets | 50,848,000 | 51,911,000 | 52,902,000 | 54,257,000 |