Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 73,664,000 | 76,789,000 | 78,506,000 | 78,975,000 |
| Total loans | 40,166,000 | 41,548,000 | 41,087,000 | 42,233,000 |
| Allowance for loan losses | 724,000 | 720,000 | 715,000 | 709,000 |
| Securities available for sale | 21,870,000 | 26,277,000 | 26,781,000 | 28,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,228,000 | 68,259,000 | 69,700,000 | 69,801,000 |
| Interest-bearing deposits | 56,422,000 | 58,769,000 | 60,617,000 | 60,447,000 |
| Noninterest-bearing deposits | 8,806,000 | 9,490,000 | 9,083,000 | 9,354,000 |
| Equity capital | 8,120,000 | 8,263,000 | 8,516,000 | 8,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,394,000 | 3,765,000 | 5,127,000 |
| Interest expense | 447,000 | 962,000 | 1,528,000 | 2,124,000 |
| Net interest income | 708,000 | 1,432,000 | 2,237,000 | 3,003,000 |
| Noninterest income | 79,000 | 169,000 | 259,000 | 351,000 |
| Noninterest expense | 356,000 | 756,000 | 1,109,000 | 1,491,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 411,000 | 815,000 | 1,357,000 | 1,833,000 |
| Income tax | 151,000 | 300,000 | 502,000 | 656,000 |
| Net income | 260,000 | 515,000 | 855,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,233,000 | 8,488,000 | 8,828,000 | 8,966,000 |
| Total capital | 8,836,000 | 9,118,000 | 9,456,000 | 9,607,000 |
| Risk-weighted assets | 48,098,000 | 50,298,000 | 50,152,000 | 51,209,000 |