Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,602,000 | 45,186,000 | 48,183,000 | 55,044,000 |
| Total loans | 21,967,000 | 23,560,000 | 28,290,000 | 30,011,000 |
| Allowance for loan losses | 264,000 | 275,000 | 307,000 | 336,000 |
| Securities available for sale | 12,210,000 | 12,411,000 | 11,472,000 | 12,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,601,000 | 39,412,000 | 42,186,000 | 48,911,000 |
| Interest-bearing deposits | 32,606,000 | 34,762,000 | 36,709,000 | 43,768,000 |
| Noninterest-bearing deposits | 3,995,000 | 4,650,000 | 5,477,000 | 5,143,000 |
| Equity capital | 3,909,000 | 5,667,000 | 5,893,000 | 5,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,204,000 | 1,885,000 | 2,577,000 |
| Interest expense | 257,000 | 500,000 | 741,000 | 969,000 |
| Net interest income | 329,000 | 704,000 | 1,144,000 | 1,608,000 |
| Noninterest income | 39,000 | 96,000 | 165,000 | 223,000 |
| Noninterest expense | 219,000 | 449,000 | 694,000 | 1,071,000 |
| Provision for loan losses | 15,000 | 30,000 | 65,000 | 95,000 |
| Pretax income | 134,000 | 321,000 | 550,000 | 665,000 |
| Income tax | 41,000 | 102,000 | 177,000 | 209,000 |
| Net income | 93,000 | 219,000 | 373,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,968,000 | 5,593,000 | 5,747,000 | 5,726,000 |
| Total capital | 4,232,000 | 5,868,000 | 6,054,000 | 6,062,000 |
| Risk-weighted assets | 26,583,000 | 28,511,000 | 32,967,000 | 35,732,000 |