Call reports 2016
BANK OF CAPE COD — 2016
What BANK OF CAPE COD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 260,767,000 | 260,983,000 | 261,859,000 |
| Total loans | 232,933,000 | 235,027,000 | 229,929,000 |
| Allowance for loan losses | 2,265,000 | 2,283,000 | 2,250,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 5,117,000 | 3,976,000 | 1,468,000 |
| Trading assets | 2,056,000 | 2,430,000 | 2,239,000 |
| Total deposits | 208,749,000 | 197,317,000 | 202,520,000 |
| Interest-bearing deposits | 184,347,000 | 171,178,000 | 170,497,000 |
| Noninterest-bearing deposits | 24,402,000 | 26,139,000 | 32,023,000 |
| Equity capital | 26,726,000 | 27,081,000 | 27,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 2,470,000 | 4,994,000 | 7,521,000 |
| Interest expense | 480,000 | 932,000 | 1,336,000 |
| Net interest income | 1,990,000 | 4,062,000 | 6,185,000 |
| Noninterest income | 221,000 | 388,000 | 585,000 |
| Noninterest expense | 1,879,000 | 3,652,000 | 5,838,000 |
| Provision for loan losses | 15,000 | 33,000 | 0 |
| Pretax income | 320,000 | 769,000 | 941,000 |
| Income tax | 115,000 | 275,000 | 329,000 |
| Net income | 205,000 | 494,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 26,386,000 | 26,740,000 | 26,926,000 |
| Total capital | 28,684,000 | 29,056,000 | 29,209,000 |
| Risk-weighted assets | 223,016,000 | 224,333,000 | 221,901,000 |