Call reports 2015
BANK OF CAPE COD — 2015
What BANK OF CAPE COD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 238,700,000 | 249,500,000 | 264,005,000 | 260,573,000 |
| Total loans | 207,155,000 | 220,334,000 | 223,055,000 | 229,374,000 |
| Allowance for loan losses | 2,150,000 | 2,205,000 | 2,250,000 | 2,250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,182,000 | 6,034,000 | 5,870,000 | 5,746,000 |
| Trading assets | 1,016,000 | 719,000 | 1,188,000 | 1,225,000 |
| Total deposits | 197,466,000 | 204,321,000 | 218,158,000 | 214,128,000 |
| Interest-bearing deposits | 179,499,000 | 181,694,000 | 187,471,000 | 188,472,000 |
| Noninterest-bearing deposits | 17,967,000 | 22,627,000 | 30,687,000 | 25,656,000 |
| Equity capital | 25,704,000 | 25,957,000 | 26,272,000 | 26,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,621,000 | 7,217,000 | 9,636,000 |
| Interest expense | 411,000 | 828,000 | 1,288,000 | 1,767,000 |
| Net interest income | 1,844,000 | 3,793,000 | 5,929,000 | 7,869,000 |
| Noninterest income | 202,000 | 447,000 | 671,000 | 1,054,000 |
| Noninterest expense | 1,829,000 | 3,718,000 | 5,591,000 | 7,668,000 |
| Provision for loan losses | 23,000 | 78,000 | 223,000 | 123,000 |
| Pretax income | 195,000 | 445,000 | 787,000 | 1,138,000 |
| Income tax | 62,000 | 146,000 | 266,000 | 391,000 |
| Net income | 133,000 | 299,000 | 521,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,857,000 | 25,141,000 | 25,459,000 | 25,970,000 |
| Total capital | 27,040,000 | 27,380,000 | 27,743,000 | 28,253,000 |
| Risk-weighted assets | 219,352,000 | 218,646,000 | 217,859,000 | 221,010,000 |