Call reports 2012
BANK OF CAPE COD — 2012
What BANK OF CAPE COD reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 159,101,000 | 180,440,000 | 181,327,000 | 195,843,000 |
| Total loans | 124,552,000 | 141,824,000 | 143,045,000 | 156,367,000 |
| Allowance for loan losses | 1,523,000 | 1,691,000 | 1,691,000 | 1,797,000 |
| Securities available for sale | 17,958,000 | 15,925,000 | 16,281,000 | 14,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 489,000 | 495,000 |
| Total deposits | 127,900,000 | 149,342,000 | 152,822,000 | 166,494,000 |
| Interest-bearing deposits | 117,927,000 | 138,682,000 | 139,608,000 | 147,449,000 |
| Noninterest-bearing deposits | 9,973,000 | 10,660,000 | 13,214,000 | 19,045,000 |
| Equity capital | 17,649,000 | 17,754,000 | 18,018,000 | 17,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,463,000 | 5,383,000 | 7,316,000 |
| Interest expense | 399,000 | 794,000 | 1,235,000 | 1,667,000 |
| Net interest income | 1,277,000 | 2,669,000 | 4,148,000 | 5,649,000 |
| Noninterest income | 66,000 | 147,000 | 270,000 | 359,000 |
| Noninterest expense | 1,082,000 | 2,275,000 | 3,576,000 | 4,856,000 |
| Provision for loan losses | 115,000 | 283,000 | 283,000 | 389,000 |
| Pretax income | 147,000 | 271,000 | 593,000 | 807,000 |
| Income tax | 67,000 | 112,000 | 222,000 | 301,000 |
| Net income | 80,000 | 159,000 | 371,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,278,000 | 16,371,000 | 16,596,000 | 16,493,000 |
| Total capital | 17,823,000 | 18,084,000 | 18,309,000 | 18,313,000 |
| Risk-weighted assets | 131,984,000 | 149,821,000 | 150,655,000 | 165,428,000 |