Call reports 2011
BANK OF CAPE COD — 2011
What BANK OF CAPE COD reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,215,000 | 133,251,000 | 147,660,000 | 152,097,000 |
| Total loans | 89,300,000 | 93,966,000 | 111,743,000 | 119,820,000 |
| Allowance for loan losses | 1,059,000 | 1,089,000 | 1,304,000 | 1,434,000 |
| Securities available for sale | 14,564,000 | 29,618,000 | 19,153,000 | 17,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,237,000 | 110,742,000 | 121,275,000 | 124,715,000 |
| Interest-bearing deposits | 83,921,000 | 98,797,000 | 107,833,000 | 112,588,000 |
| Noninterest-bearing deposits | 11,316,000 | 11,945,000 | 13,442,000 | 12,127,000 |
| Equity capital | 13,316,000 | 13,505,000 | 17,456,000 | 17,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,689,000 | 4,216,000 | 5,862,000 |
| Interest expense | 321,000 | 698,000 | 1,102,000 | 1,491,000 |
| Net interest income | 986,000 | 1,991,000 | 3,114,000 | 4,371,000 |
| Noninterest income | 41,000 | 90,000 | 158,000 | 233,000 |
| Noninterest expense | 903,000 | 1,832,000 | 2,812,000 | 3,855,000 |
| Provision for loan losses | 25,000 | 55,000 | 270,000 | 400,000 |
| Pretax income | 101,000 | 201,000 | 359,000 | 543,000 |
| Income tax | 41,000 | 81,000 | 143,000 | 217,000 |
| Net income | 60,000 | 120,000 | 216,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,919,000 | 12,195,000 | 16,058,000 | 16,184,000 |
| Total capital | 12,997,000 | 13,303,000 | 17,381,000 | 17,639,000 |
| Risk-weighted assets | 97,283,000 | 102,601,000 | 119,284,000 | 126,466,000 |