Call reports 2010
BANK OF CAPE COD — 2010
What BANK OF CAPE COD reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,061,000 | 106,033,000 | 114,022,000 | 111,370,000 |
| Total loans | 72,864,000 | 76,019,000 | 76,647,000 | 81,599,000 |
| Allowance for loan losses | 1,132,000 | 1,122,000 | 1,013,000 | 1,035,000 |
| Securities available for sale | 14,340,000 | 15,427,000 | 17,919,000 | 18,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,448,000 | 87,799,000 | 92,353,000 | 88,003,000 |
| Interest-bearing deposits | 72,601,000 | 79,366,000 | 82,458,000 | 78,093,000 |
| Noninterest-bearing deposits | 6,847,000 | 8,433,000 | 9,895,000 | 9,910,000 |
| Equity capital | 9,243,000 | 9,373,000 | 11,011,000 | 13,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,270,000 | 3,469,000 | 4,707,000 |
| Interest expense | 334,000 | 656,000 | 1,012,000 | 1,339,000 |
| Net interest income | 764,000 | 1,614,000 | 2,457,000 | 3,368,000 |
| Noninterest income | 36,000 | 79,000 | 135,000 | 227,000 |
| Noninterest expense | 765,000 | 1,584,000 | 2,395,000 | 3,350,000 |
| Provision for loan losses | 0 | 9,000 | 9,000 | 29,000 |
| Pretax income | 57,000 | 179,000 | 306,000 | 415,000 |
| Income tax | 0 | 0 | -1,555,000 | -1,511,000 |
| Net income | 57,000 | 179,000 | 1,861,000 | 1,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,216,000 | 9,290,000 | 10,878,000 | 11,651,000 |
| Total capital | 10,201,000 | 10,303,000 | 11,891,000 | 12,704,000 |
| Risk-weighted assets | 78,758,000 | 80,978,000 | 81,018,000 | 91,143,000 |