Call reports 2025
FARMERS STATE BANK OF WESTERN ILLINOIS — 2025
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 159,679,000 | 161,380,000 | 163,788,000 | 170,676,000 |
| Total loans | 73,252,000 | 74,833,000 | 73,802,000 | 73,161,000 |
| Allowance for loan losses | 1,410,000 | 1,458,000 | 1,485,000 | 1,530,000 |
| Securities available for sale | 57,058,000 | 54,716,000 | 52,687,000 | 53,506,000 |
| Securities held to maturity | 8,247,000 | 7,986,000 | 7,975,000 | 7,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,376,000 | 140,025,000 | 140,797,000 | 147,229,000 |
| Interest-bearing deposits | 103,654,000 | 106,752,000 | 104,900,000 | 109,269,000 |
| Noninterest-bearing deposits | 34,722,000 | 33,273,000 | 35,897,000 | 37,960,000 |
| Equity capital | 17,230,000 | 17,199,000 | 18,656,000 | 19,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,494,000 | 5,229,000 | 7,032,000 |
| Interest expense | 408,000 | 780,000 | 1,150,000 | 1,522,000 |
| Net interest income | 1,320,000 | 2,714,000 | 4,079,000 | 5,510,000 |
| Noninterest income | 112,000 | 224,000 | 340,000 | 452,000 |
| Noninterest expense | 1,030,000 | 2,058,000 | 3,105,000 | 4,120,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 357,000 | 790,000 | 1,179,000 | 1,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 790,000 | 1,179,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,178,000 | 22,111,000 | 22,275,000 | 22,634,000 |