Call reports 2024
FARMERS STATE BANK OF WESTERN ILLINOIS — 2024
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 160,399,000 | 158,220,000 | 165,277,000 | 167,126,000 |
| Total loans | 69,143,000 | 71,932,000 | 71,242,000 | 73,866,000 |
| Allowance for loan losses | 1,147,000 | 1,195,000 | 1,245,000 | 1,371,000 |
| Securities available for sale | 61,691,000 | 59,611,000 | 58,194,000 | 57,060,000 |
| Securities held to maturity | 8,291,000 | 8,280,000 | 8,269,000 | 8,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,492,000 | 138,983,000 | 143,835,000 | 146,878,000 |
| Interest-bearing deposits | 102,097,000 | 106,065,000 | 108,870,000 | 109,050,000 |
| Noninterest-bearing deposits | 39,395,000 | 32,918,000 | 34,965,000 | 37,828,000 |
| Equity capital | 15,163,000 | 15,358,000 | 17,471,000 | 16,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,367,000 | 5,101,000 | 6,916,000 |
| Interest expense | 432,000 | 875,000 | 1,344,000 | 1,811,000 |
| Net interest income | 1,249,000 | 2,492,000 | 3,757,000 | 5,105,000 |
| Noninterest income | 100,000 | 207,000 | 312,000 | 506,000 |
| Noninterest expense | 976,000 | 1,954,000 | 2,960,000 | 3,975,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 328,000 | 655,000 | 974,000 | 1,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 655,000 | 974,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,703,000 | 21,530,000 | 21,600,000 | 22,071,000 |