Call reports 2023
FARMERS STATE BANK OF WESTERN ILLINOIS — 2023
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 167,095,000 | 161,033,000 | 165,769,000 | 163,694,000 |
| Total loans | 65,234,000 | 63,644,000 | 67,742,000 | 65,713,000 |
| Allowance for loan losses | 1,251,000 | 1,263,000 | 1,232,000 | 1,100,000 |
| Securities available for sale | 69,433,000 | 66,976,000 | 63,478,000 | 61,905,000 |
| Securities held to maturity | 8,590,000 | 8,577,000 | 8,315,000 | 8,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,705,000 | 143,724,000 | 149,390,000 | 144,676,000 |
| Interest-bearing deposits | 108,301,000 | 106,486,000 | 108,280,000 | 106,622,000 |
| Noninterest-bearing deposits | 41,403,000 | 37,237,000 | 41,110,000 | 38,053,000 |
| Equity capital | 13,946,000 | 13,775,000 | 12,741,000 | 15,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,623,000 | 3,196,000 | 4,820,000 | 6,563,000 |
| Interest expense | 305,000 | 593,000 | 944,000 | 1,352,000 |
| Net interest income | 1,318,000 | 2,603,000 | 3,876,000 | 5,211,000 |
| Noninterest income | 139,000 | 276,000 | 486,000 | 612,000 |
| Noninterest expense | 957,000 | 1,928,000 | 2,899,000 | 3,875,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 485,000 | 921,000 | 1,403,000 | 1,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 921,000 | 1,403,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,778,000 | 20,938,000 | 21,246,000 | 21,626,000 |