Call reports 2022
FARMERS STATE BANK OF WESTERN ILLINOIS — 2022
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 182,001,000 | 176,750,000 | 179,489,000 | 174,099,000 |
| Total loans | 63,786,000 | 65,482,000 | 65,824,000 | 67,573,000 |
| Allowance for loan losses | 1,305,000 | 1,307,000 | 1,210,000 | 1,210,000 |
| Securities available for sale | 65,559,000 | 66,742,000 | 69,645,000 | 71,193,000 |
| Securities held to maturity | 7,208,000 | 8,212,000 | 8,970,000 | 8,602,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,450,000 | 160,621,000 | 164,163,000 | 157,360,000 |
| Interest-bearing deposits | 121,310,000 | 122,830,000 | 123,894,000 | 114,042,000 |
| Noninterest-bearing deposits | 41,140,000 | 37,791,000 | 40,269,000 | 43,318,000 |
| Equity capital | 16,465,000 | 12,925,000 | 12,025,000 | 13,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,292,000 | 3,704,000 | 5,253,000 |
| Interest expense | 82,000 | 167,000 | 276,000 | 485,000 |
| Net interest income | 1,001,000 | 2,125,000 | 3,428,000 | 4,768,000 |
| Noninterest income | 134,000 | 262,000 | 380,000 | 496,000 |
| Noninterest expense | 944,000 | 1,881,000 | 2,816,000 | 3,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 506,000 | 992,000 | 1,529,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 170,000 | 485,000 | 971,000 | 1,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,680,000 | 19,695,000 | 19,981,000 | 20,468,000 |