Call reports 2021
FARMERS STATE BANK OF WESTERN ILLINOIS — 2021
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 160,330,000 | 163,352,000 | 172,674,000 | 180,288,000 |
| Total loans | 65,831,000 | 64,786,000 | 67,634,000 | 67,457,000 |
| Allowance for loan losses | 1,246,000 | 1,231,000 | 1,278,000 | 1,305,000 |
| Securities available for sale | 40,719,000 | 49,780,000 | 52,193,000 | 55,542,000 |
| Securities held to maturity | 5,766,000 | 5,744,000 | 5,736,000 | 5,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,275,000 | 141,180,000 | 150,280,000 | 157,563,000 |
| Interest-bearing deposits | 99,512,000 | 103,974,000 | 110,705,000 | 117,799,000 |
| Noninterest-bearing deposits | 38,763,000 | 37,206,000 | 39,575,000 | 39,764,000 |
| Equity capital | 19,223,000 | 19,262,000 | 19,369,000 | 19,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,571,000 | 3,659,000 | 4,747,000 |
| Interest expense | 90,000 | 172,000 | 255,000 | 335,000 |
| Net interest income | 1,131,000 | 2,399,000 | 3,404,000 | 4,412,000 |
| Noninterest income | 130,000 | 268,000 | 380,000 | 1,118,000 |
| Noninterest expense | 940,000 | 1,881,000 | 2,827,000 | 3,680,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 306,000 | 756,000 | 927,000 | 1,820,000 |
| Income tax | 19,000 | 19,000 | 19,000 | 19,000 |
| Net income | 287,000 | 737,000 | 908,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,421,000 | 18,697,000 | 18,717,000 | 19,610,000 |