Call reports 2020
FARMERS STATE BANK OF WESTERN ILLINOIS — 2020
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 139,604,000 | 147,151,000 | 152,495,000 | 155,730,000 |
| Total loans | 72,747,000 | 71,111,000 | 69,916,000 | 68,462,000 |
| Allowance for loan losses | 1,269,000 | 1,297,000 | 1,320,000 | 1,232,000 |
| Securities available for sale | 29,641,000 | 30,983,000 | 31,301,000 | 36,235,000 |
| Securities held to maturity | 5,995,000 | 5,987,000 | 5,980,000 | 5,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,420,000 | 124,816,000 | 130,144,000 | 133,565,000 |
| Interest-bearing deposits | 88,364,000 | 93,025,000 | 96,009,000 | 96,125,000 |
| Noninterest-bearing deposits | 30,056,000 | 31,791,000 | 34,135,000 | 37,440,000 |
| Equity capital | 18,575,000 | 19,546,000 | 19,573,000 | 19,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,641,000 | 3,817,000 | 4,942,000 |
| Interest expense | 160,000 | 279,000 | 382,000 | 478,000 |
| Net interest income | 1,175,000 | 2,362,000 | 3,435,000 | 4,464,000 |
| Noninterest income | 129,000 | 282,000 | 440,000 | 523,000 |
| Noninterest expense | 934,000 | 1,855,000 | 2,797,000 | 3,663,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 340,000 | 729,000 | 988,000 | 1,204,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 319,000 | 708,000 | 967,000 | 1,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,120,000 | 18,285,000 | 18,343,000 | 18,284,000 |
| Total capital | 19,279,000 | 19,404,000 | — | — |
| Risk-weighted assets | 92,577,000 | 89,320,000 | — | — |