Call reports 2019
FARMERS STATE BANK OF WESTERN ILLINOIS — 2019
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,166,000 | 134,983,000 | 144,443,000 | 144,247,000 |
| Total loans | 74,220,000 | 74,897,000 | 75,974,000 | 74,203,000 |
| Allowance for loan losses | 1,302,000 | 1,332,000 | 1,350,000 | 1,241,000 |
| Securities available for sale | 25,059,000 | 23,721,000 | 22,771,000 | 35,203,000 |
| Securities held to maturity | 5,631,000 | 5,886,000 | 6,210,000 | 6,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,238,000 | 114,813,000 | 123,717,000 | 123,273,000 |
| Interest-bearing deposits | 85,798,000 | 88,151,000 | 93,699,000 | 90,910,000 |
| Noninterest-bearing deposits | 28,440,000 | 26,662,000 | 30,018,000 | 32,363,000 |
| Equity capital | 17,468,000 | 17,590,000 | 18,101,000 | 18,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,816,000 | 4,216,000 | 5,613,000 |
| Interest expense | 143,000 | 304,000 | 477,000 | 646,000 |
| Net interest income | 1,291,000 | 2,512,000 | 3,739,000 | 4,967,000 |
| Noninterest income | 143,000 | 302,000 | 446,000 | 574,000 |
| Noninterest expense | 886,000 | 1,769,000 | 2,658,000 | 3,594,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 518,000 | 985,000 | 1,437,000 | 1,827,000 |
| Income tax | 25,000 | 25,000 | 25,000 | 25,000 |
| Net income | 493,000 | 960,000 | 1,412,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,617,000 | 17,460,000 | 17,941,000 | 18,026,000 |
| Total capital | 18,733,000 | 18,581,000 | 19,093,000 | 19,351,000 |
| Risk-weighted assets | 89,069,000 | 89,461,000 | 91,985,000 | 98,043,000 |