Call reports 2018
FARMERS STATE BANK OF WESTERN ILLINOIS — 2018
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,131,000 | 133,483,000 | 139,882,000 | 138,396,000 |
| Total loans | 78,608,000 | 77,228,000 | 75,502,000 | 75,063,000 |
| Allowance for loan losses | 999,000 | 1,119,000 | 1,193,000 | 1,272,000 |
| Securities available for sale | 28,911,000 | 26,170,000 | 26,518,000 | 25,192,000 |
| Securities held to maturity | 1,606,000 | 1,862,000 | 2,836,000 | 4,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,830,000 | 115,160,000 | 121,266,000 | 119,155,000 |
| Interest-bearing deposits | 88,634,000 | 89,751,000 | 91,834,000 | 88,053,000 |
| Noninterest-bearing deposits | 29,196,000 | 25,409,000 | 29,432,000 | 31,102,000 |
| Equity capital | 16,009,000 | 15,956,000 | 16,170,000 | 16,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,255,000 | 2,554,000 | 3,915,000 | 5,299,000 |
| Interest expense | 98,000 | 212,000 | 336,000 | 473,000 |
| Net interest income | 1,157,000 | 2,342,000 | 3,579,000 | 4,826,000 |
| Noninterest income | 140,000 | 301,000 | 455,000 | 634,000 |
| Noninterest expense | 889,000 | 1,782,000 | 2,656,000 | 3,477,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 333,000 | 711,000 | 1,153,000 | 1,683,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 321,000 | 699,000 | 1,141,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,648,000 | 16,627,000 | 16,894,000 | 17,350,000 |
| Total capital | 17,647,000 | 17,746,000 | 18,045,000 | 18,484,000 |
| Risk-weighted assets | 96,157,000 | 101,961,000 | 92,048,000 | 90,612,000 |