Call reports 2017
FARMERS STATE BANK OF WESTERN ILLINOIS — 2017
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,239,000 | 130,132,000 | 136,728,000 | 136,254,000 |
| Total loans | 75,244,000 | 76,269,000 | 78,852,000 | 78,127,000 |
| Allowance for loan losses | 699,000 | 842,000 | 993,000 | 923,000 |
| Securities available for sale | 31,970,000 | 30,401,000 | 28,639,000 | 29,972,000 |
| Securities held to maturity | 1,656,000 | 1,614,000 | 1,611,000 | 1,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,279,000 | 111,829,000 | 118,291,000 | 117,902,000 |
| Interest-bearing deposits | 83,052,000 | 87,033,000 | 90,787,000 | 89,128,000 |
| Noninterest-bearing deposits | 27,227,000 | 24,796,000 | 27,504,000 | 28,774,000 |
| Equity capital | 15,905,000 | 16,125,000 | 16,224,000 | 16,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,311,000 | 3,566,000 | 4,809,000 |
| Interest expense | 76,000 | 161,000 | 250,000 | 343,000 |
| Net interest income | 1,023,000 | 2,150,000 | 3,316,000 | 4,466,000 |
| Noninterest income | 149,000 | 337,000 | 499,000 | 690,000 |
| Noninterest expense | 899,000 | 1,834,000 | 2,748,000 | 3,582,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 123,000 | 353,000 | 617,000 | 974,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 116,000 | 346,000 | 610,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,028,000 | 16,125,000 | 16,201,000 | 16,403,000 |
| Total capital | 16,727,000 | 16,967,000 | 17,194,000 | 17,326,000 |
| Risk-weighted assets | 90,770,000 | 90,370,000 | 94,037,000 | 92,680,000 |