Call reports 2016
FARMERS STATE BANK OF WESTERN ILLINOIS — 2016
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 127,976,000 | 127,581,000 | 127,661,000 | 127,655,000 |
| Total loans | 71,117,000 | 71,428,000 | 72,928,000 | 73,542,000 |
| Allowance for loan losses | 887,000 | 965,000 | 1,002,000 | 839,000 |
| Securities available for sale | 34,272,000 | 33,576,000 | 34,303,000 | 33,566,000 |
| Securities held to maturity | 2,239,000 | 2,101,000 | 2,097,000 | 1,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,604,000 | 109,385,000 | 109,214,000 | 109,864,000 |
| Interest-bearing deposits | 83,803,000 | 86,145,000 | 84,237,000 | 83,625,000 |
| Noninterest-bearing deposits | 25,801,000 | 23,240,000 | 24,978,000 | 26,239,000 |
| Equity capital | 16,347,000 | 16,152,000 | 16,362,000 | 15,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,263,000 | 3,378,000 | 4,516,000 |
| Interest expense | 74,000 | 148,000 | 223,000 | 300,000 |
| Net interest income | 1,051,000 | 2,115,000 | 3,155,000 | 4,216,000 |
| Noninterest income | 154,000 | 319,000 | 493,000 | 675,000 |
| Noninterest expense | 900,000 | 1,798,000 | 2,696,000 | 3,512,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 375,000 |
| Pretax income | 230,000 | 486,000 | 727,000 | 1,004,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 10,000 |
| Net income | 220,000 | 476,000 | 717,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,063,000 | 15,770,000 | 15,860,000 | 16,061,000 |
| Total capital | 16,950,000 | 16,735,000 | 16,862,000 | 16,900,000 |
| Risk-weighted assets | 85,157,000 | 85,618,000 | 87,028,000 | 87,477,000 |