Call reports 2015
FARMERS STATE BANK OF WESTERN ILLINOIS — 2015
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,596,000 | 123,480,000 | 125,382,000 | 129,235,000 |
| Total loans | 69,046,000 | 68,773,000 | 71,286,000 | 71,601,000 |
| Allowance for loan losses | 667,000 | 714,000 | 706,000 | 779,000 |
| Securities available for sale | 37,956,000 | 32,903,000 | 28,349,000 | 31,638,000 |
| Securities held to maturity | 2,245,000 | 2,209,000 | 2,460,000 | 2,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,552,000 | 105,677,000 | 107,241,000 | 111,199,000 |
| Interest-bearing deposits | 87,495,000 | 84,704,000 | 84,171,000 | 86,042,000 |
| Noninterest-bearing deposits | 23,057,000 | 20,973,000 | 23,070,000 | 25,157,000 |
| Equity capital | 16,063,000 | 15,821,000 | 16,153,000 | 16,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,204,000 | 3,342,000 | 4,458,000 |
| Interest expense | 75,000 | 149,000 | 224,000 | 299,000 |
| Net interest income | 1,020,000 | 2,055,000 | 3,118,000 | 4,159,000 |
| Noninterest income | 154,000 | 332,000 | 518,000 | 694,000 |
| Noninterest expense | 879,000 | 1,774,000 | 2,654,000 | 3,517,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 220,000 | 463,000 | 757,000 | 1,036,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 220,000 | 463,000 | 757,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,349,000 | 15,725,000 | 15,844,000 | 16,018,000 |
| Total capital | 16,016,000 | 16,439,000 | 16,550,000 | 16,797,000 |
| Risk-weighted assets | 88,213,000 | 83,087,000 | 85,431,000 | 85,044,000 |