Call reports 2014
FARMERS STATE BANK OF WESTERN ILLINOIS — 2014
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 133,317,000 | 132,865,000 | 128,832,000 | 129,080,000 |
| Total loans | 65,252,000 | 67,738,000 | 69,593,000 | 72,597,000 |
| Allowance for loan losses | 660,000 | 593,000 | 684,000 | 591,000 |
| Securities available for sale | 46,319,000 | 47,875,000 | 40,616,000 | 39,765,000 |
| Securities held to maturity | 1,690,000 | 1,930,000 | 1,831,000 | 1,482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,517,000 | 115,813,000 | 111,518,000 | 111,342,000 |
| Interest-bearing deposits | 92,364,000 | 92,622,000 | 87,811,000 | 87,018,000 |
| Noninterest-bearing deposits | 24,153,000 | 23,191,000 | 23,707,000 | 24,324,000 |
| Equity capital | 14,835,000 | 15,066,000 | 15,319,000 | 15,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,181,000 | 3,320,000 | 4,460,000 |
| Interest expense | 81,000 | 161,000 | 243,000 | 322,000 |
| Net interest income | 1,005,000 | 2,020,000 | 3,077,000 | 4,138,000 |
| Noninterest income | 149,000 | 323,000 | 490,000 | 672,000 |
| Noninterest expense | 880,000 | 1,765,000 | 2,646,000 | 3,522,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 214,000 | 458,000 | 749,000 | 1,056,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 207,000 | 451,000 | 742,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,471,000 | 15,314,000 | 15,455,000 | 15,662,000 |
| Total capital | 16,131,000 | 15,907,000 | 16,139,000 | 16,253,000 |
| Risk-weighted assets | 82,778,000 | 85,746,000 | 86,739,000 | 88,407,000 |