Call reports 2013
FARMERS STATE BANK OF WESTERN ILLINOIS — 2013
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,067,000 | 127,860,000 | 129,821,000 | 132,785,000 |
| Total loans | 63,012,000 | 66,386,000 | 71,705,000 | 72,420,000 |
| Allowance for loan losses | 639,000 | 687,000 | 690,000 | 594,000 |
| Securities available for sale | 44,202,000 | 43,936,000 | 42,946,000 | 42,103,000 |
| Securities held to maturity | 1,960,000 | 1,932,000 | 1,934,000 | 2,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,959,000 | 111,609,000 | 113,323,000 | 116,364,000 |
| Interest-bearing deposits | 90,928,000 | 88,574,000 | 88,614,000 | 92,141,000 |
| Noninterest-bearing deposits | 24,031,000 | 23,035,000 | 24,709,000 | 24,223,000 |
| Equity capital | 15,181,000 | 14,279,000 | 14,527,000 | 14,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,195,000 | 3,351,000 | 4,521,000 |
| Interest expense | 109,000 | 195,000 | 283,000 | 364,000 |
| Net interest income | 982,000 | 2,000,000 | 3,068,000 | 4,157,000 |
| Noninterest income | 161,000 | 360,000 | 532,000 | 716,000 |
| Noninterest expense | 863,000 | 1,710,000 | 2,569,000 | 3,473,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 220,000 | 530,000 | 851,000 | 1,160,000 |
| Income tax | 0 | 0 | 3,000 | 3,000 |
| Net income | 220,000 | 530,000 | 848,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,676,000 | 14,886,000 | 15,155,000 | 15,363,000 |
| Total capital | 15,315,000 | 15,573,000 | 15,845,000 | 15,957,000 |
| Risk-weighted assets | 84,016,000 | 85,486,000 | 89,556,000 | 90,103,000 |