Call reports 2012
FARMERS STATE BANK OF WESTERN ILLINOIS — 2012
What FARMERS STATE BANK OF WESTERN ILLINOIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,184,000 | 125,648,000 | 128,271,000 | 125,965,000 |
| Total loans | 64,330,000 | 67,466,000 | 68,634,000 | 71,365,000 |
| Allowance for loan losses | 568,000 | 526,000 | 566,000 | 592,000 |
| Securities available for sale | 37,313,000 | 38,463,000 | 34,383,000 | 36,798,000 |
| Securities held to maturity | 3,520,000 | 2,806,000 | 2,802,000 | 2,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,047,000 | 108,382,000 | 110,575,000 | 109,016,000 |
| Interest-bearing deposits | 85,801,000 | 89,682,000 | 89,236,000 | 87,325,000 |
| Noninterest-bearing deposits | 21,246,000 | 18,700,000 | 21,339,000 | 21,691,000 |
| Equity capital | 15,227,000 | 15,342,000 | 15,779,000 | 15,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,524,000 | 3,751,000 | 4,990,000 |
| Interest expense | 162,000 | 309,000 | 443,000 | 565,000 |
| Net interest income | 1,087,000 | 2,215,000 | 3,308,000 | 4,425,000 |
| Noninterest income | 249,000 | 458,000 | 683,000 | 824,000 |
| Noninterest expense | 829,000 | 1,662,000 | 2,491,000 | 3,405,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 447,000 | 891,000 | 1,326,000 | 1,610,000 |
| Income tax | -1,000 | 0 | 0 | 0 |
| Net income | 448,000 | 891,000 | 1,326,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,819,000 | 14,788,000 | 15,073,000 | 14,481,000 |
| Total capital | 15,387,000 | 15,314,000 | 15,639,000 | 15,073,000 |
| Risk-weighted assets | 82,700,000 | 85,123,000 | 86,871,000 | 87,326,000 |